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    Commercial Financing Case Studies

    A selection of recent commercial mortgage transactions arranged by Max Capital Financial — spanning multifamily, industrial, retail, hotel, office, land, and construction across Alberta and British Columbia. Check our Commercial Financing Case Studies below.

    8+
    Featured deals
    AB · BC
    Service area
    $2M–$18M+
    Deal sizes
    $0
    Until funded

    Selected Transactions

    A snapshot of how we structure deals.

    Every commercial deal has its own story — timing pressure, capital structure, asset complexity, or lender appetite. The case studies below highlight how we work through those variables to land financing that actually fits the project.

    Names and identifying details are kept confidential. If you'd like to discuss a deal similar to one of these, get in touch to learn more about Commercial Financing Case Studies.

    Featured Case Studies

    Recent commercial financing wins.

    Case 01

    $4.2M

    Multifamily Refinance

    Peace River, AB

    Challenge

    Owner needed to reposition an aging multifamily asset with cash-flow constraints and an upcoming mortgage maturity in a thin lender market.

    Solution

    Repackaged the file with updated financials and rent roll, then placed it with an alternative institutional lender offering a 5-year term and improved covenants.

    Outcome

    Refinanced at a lower effective rate, freed up working capital, and stabilized cash flow for long-term hold.

    Case 02

    $3.8M

    Hotel Refinance

    Drayton Valley, AB

    Challenge

    Existing private mortgage was carrying high interest costs and the owner needed a path back to institutional financing.

    Solution

    Structured a private-to-institutional transition, demonstrated stabilized operating performance, and negotiated terms with a Schedule I lender.

    Outcome

    Reduced annual interest costs by six figures and gave the owner a long-term, lower-cost capital structure.

    Case 03

    $6.5M

    Industrial Acquisition

    Surrey, BC

    Challenge

    Buyer had a tight closing window on a multi-tenant industrial property with limited time for a full institutional underwrite.

    Solution

    Engaged a relationship lender already active in Metro Vancouver industrial, prioritized the file, and ran environmental and appraisal in parallel.

    Outcome

    Approved and funded inside the closing window, securing a strategic addition to the buyer's portfolio.

    Case 04

    $11.4M

    Construction Financing

    Edmonton, AB

    Challenge

    Developer needed construction financing for a purpose-built rental project with a planned CMHC take-out and limited equity flexibility.

    Solution

    Structured a bridge-to-CMHC strategy, secured construction financing with interest reserves, and pre-positioned the file for MLI Select scoring at completion.

    Outcome

    Project broke ground on schedule with a clear capital path through completion and into long-term insured financing.

    Case 05

    $2.9M

    Land Acquisition

    Calgary, AB

    Challenge

    Investor secured a serviced development site but conventional lenders were unwilling to fund raw land at the required leverage.

    Solution

    Placed the file with a private lender comfortable with land, structured a 12-month term with extension options, and aligned exit with planned servicing approvals.

    Outcome

    Closed on the land within the deposit deadline and provided runway to advance entitlements before take-out.

    Case 06

    $18.7M

    CMHC MLI Select – New Construction

    Kelowna, BC

    Challenge

    Developer wanted to maximize leverage and amortization on a new purpose-built rental, but needed help navigating MLI Select scoring on energy and accessibility.

    Solution

    Coordinated design adjustments with the project team to hit a high MLI Select point total, then structured the application to lock in the longest available amortization.

    Outcome

    Achieved high-leverage CMHC-insured financing with a 50-year amortization, materially improving project IRR.

    Case 07

    $5.1M

    Retail Plaza Refinance

    Red Deer, AB

    Challenge

    Owner of a stabilized neighbourhood retail plaza needed to pull equity to fund a second project without disturbing existing tenants or leases.

    Solution

    Refinanced the existing first mortgage with an institutional lender at a higher loan-to-value, supported by updated appraisal and tenant covenant review.

    Outcome

    Unlocked equity for the next acquisition while keeping monthly debt service in line with the prior structure.

    Case 08

    $3.4M

    Owner-Occupied Office

    Victoria, BC

    Challenge

    Professional services firm wanted to purchase its long-term office premises but was being offered conservative terms from its primary bank.

    Solution

    Sourced competing offers from two commercial lenders, leveraged covenant strength and lease history, and negotiated improved rate and amortization.

    Outcome

    Closed at better-than-bank pricing, with monthly carrying costs comparable to the previous lease.

    Commercial Financing Case Studies

    Let's structure your next commercial financing.

    Whether you’re acquiring, refinancing, building, or transitioning into CMHC, we’ll bring the right lenders to the table.

    No deposits · No fees until funded