Commercial Mortgage Refinancing

    Refinance Smarter,Unlock More Value

    Max Capital Financial helps developers, investors, and business owners refinance commercial real estate across Western Canada. Whether you are lowering your rate, pulling out equity, or transitioning into CMHC MLI Select, we structure refinancing solutions that improve cash flow and support long-term goals.
    Lower
    Rates
    Equity
    Take-Out
    CMHC
    Transitions
    $0
    Until funded

    Refinancing Made Simple

    Strategic refinancing for commercial real estate.

    Refinancing is one of the most powerful tools available to commercial real estate owners. Done correctly, it can reduce your interest costs, free up equity for new opportunities, and position your asset for long-term performance.

    We work directly with institutional, CMHC-approved, alternative, and private lenders to find the right structure for your property—whether that means a competitive long-term rate, a cash-out refinance, or a transition out of short-term financing into CMHC MLI Select.

    Why Refinance

    When refinancing makes sense.

    From maturing loans to equity take-outs, refinancing can unlock significant value for your commercial portfolio.

    Lower Your Interest Rate

    Refinance into a more competitive rate to reduce monthly payments and improve overall returns on your commercial asset.

    Equity Take-Out

    Unlock built-up equity to fund new acquisitions, development projects, capital improvements, or business growth.

    Transition to CMHC MLI Select

    Move stabilized multifamily assets from conventional or private financing into long-term CMHC-insured terms.

    Restructure Your Debt

    Consolidate multiple loans, extend amortization, or reposition your file with terms that match current cash flow.

    Refinance a Maturing Loan

    Renew or replace an expiring commercial mortgage with terms negotiated across our full lender network.

    Exit Bridge or Private Financing

    Transition out of short-term private or bridge loans into long-term institutional or CMHC-insured financing.

    Assets We Refinance

    Refinancing across every commercial asset class.

    Whether you own a single property or a multi-asset portfolio, we structure refinancing solutions tailored to your goals.

    Multifamily & Apartments

    Industrial & Warehouse

    Retail & Mixed-Use

    Office Buildings

    Owner-Occupied CRE

    Commercial Portfolios

    Key Benefits

    What you can achieve through refinancing.

    Refinancing strategically can transform your commercial asset's performance and free up capital for your next move.

  1. Reduce monthly mortgage payments and improve cash flow
  2. Access equity for new investment or development
  3. Lock in long-term, fixed-rate financing
  4. Extend amortization to optimize debt service
  5. Transition into CMHC-insured terms with high leverage
  6. Consolidate multiple loans into a single competitive facility
  7. Our Process

    A clear, efficient refinancing process.

    We move quickly, structure clearly, and coordinate every step so your refinance closes on time and on terms.

    01

    Property & Goal Review

    We assess your current loan, asset performance, and refinancing objectives to identify the best path forward.

    02

    Lender Matching

    We match your file with institutional, CMHC, alternative, or private lenders aligned with your goals.

    03

    File Structuring

    We package and structure your file to maximize approval terms and minimize delays.

    04

    Approval & Funding

    We negotiate terms, coordinate conditions, and guide your refinance through to funding.

    Why Work With Us

    The right partner for your refinance.

    A focused commercial brokerage with the lender access, structuring expertise, and speed your refinance demands.

    Direct relationships with institutional, CMHC, alternative, and private lenders
    Specialized expertise in CMHC MLI Select transitions
    Strong track record refinancing land, multifamily, and commercial assets
    Fast turnaround on time-sensitive maturity files
    Transparent process with no deposits and no fees until funding
    RECA-licensed and backed by Legacy Mortgage Group
    Get Started

    Refinance your commercial mortgage today.

    Whether your loan is maturing, you want to pull out equity, or you are ready to transition into CMHC, our team will structure a refinance that fits your project and goals.
    No deposits · No fees until funded